wise
You send
USD
Route
Exchange rate over time
1 USD → · from each scrape
Loading rate history…
How Wise prices transfers
Wise doesn't use amount-based rate tiers — here's where its cost comes from.
- Mid-market rate
- You always get the real, mid-market exchange rate — the same one you see on Google. Wise adds no markup or hidden margin on the rate.
- Upfront fee
- A single transparent fee, shown before you pay, made up of a small fixed amount plus a percentage of what you send. The percentage varies by currency and how you pay.
- Why no rate tiers
- Because the fee scales with your amount instead of stepping between fixed windows, there are no per-tier rates to list. The rate history above reflects the live mid-market rate.